Bliss Training Academy

Regret of Delayed Investing.

Ram, Shyam, Sachin and Rahul are buddies. They completed their education together and started working. Ram started investing from his 1st pay cheque(Today), Shyam started after his marriage(after 3 yrs), Sachin started after his 1st kids birth(after 5 yrs) whereas Rahul started after his 2nd kids birth(after 10 yrs). At the age of 60 Ram, Shyam, Sachin and Rahul receives Rs. 1.77 cr, 1.21 cr, 94.9 lakhs and 49.9 lakhs respectively as their retirement corpus.

Here you can see the cost of delayed investing. Shyam receives 56 lakh less than Ram. Sachin receives 82.1 lakh less than Ram whereas Rahul receives 1.27 cr less than Ram, just by delaying 3 Yrs, 5 Yrs and 10 Yrs.

Lesson:- Instead of regreting for delayed investing, Start investing now and make maximum profit.

Assumptions:- 1. All buddies makes a SIP of 5000 per month. 2. ROI – 12% CAGR.

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